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Welcome to
A Simple, Safe,
and Faster Way to Pay Bills
See How It Works
A Payment Plan that Works for You

Monthly payments work for the lender, but that’s not always the best choice for you. Ethos Pay helps by automatically debiting smaller amounts from your bank account more frequently over the course of your loan. In many cases, this can lead to an extra full payment on your loan each year.

 

How it works

Easy-to-Use Account Dashboard

Our simple and intuitive account dashboard helps you manage your bill and payment schedule from your fingertips.

Keep the goal in mind by seeing the results right in the palm of your hand.

 

Dashboard Features
Easy to Use Account Dashboard

Our simple and intuitive account dashboard helps you manage your bill and payment schedule from your fingertips.

Keep the goal in mind by seeing the results right in the palm of your hand.

 

Dashboard Features
With Ethos Pay, You Could
Set a Custom Debit Schedule
Improve Your Credit Score
Budget for Smaller, Frequent Debits
See ALL the Benefits
With Ethos Pay, You Could
Set a Custom Debit Schedule

Improve Your Credit Score

Budget for Smaller, Frequent Debits

See ALL the Benefits
We Work With You

We’ll customize your debit schedule based on your needs and find the solution that works for you. We’ll do the math and make sure Ethos Pay is the right fit. Then we’ll get everything automated so you won’t have to think about your next payment.

 

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FAQ

Can I do this myself?

It’s possible. Most lenders allow extra payments, but in most cases, you have to remember to do it manually. Ethos Pay automates your payments on a custom schedule to fit your budget and goals. Most lenders won’t accept biweekly or semi-monthly payments. Ethos Pay conveniently debits your account and submits payments to your lender on a monthly basis making sure to meet your lender’s requirements and due dates. 

Can I refinance my loan?

Absolutely! It’s no problem. Let us know if you’ve already refinanced or are thinking of refinancing and we’ll adjust everything on our end.

I have a car loan and usually trade in before my vehicle is paid off. Will I still benefit?

Yes. Ethos Pay is convenient no matter how long you keep your vehicle. The interest savings and equity vary depending on how long you plan on carrying the loan.

Does Ethos Pay work with any lender?

Yes, absolutely!

What type of accounts can Ethos Pay debit from?

Almost any checking or savings account.

What if I need to change the account where my funds are debited from?

You can easily update that information and more in our customer portal.

What if I don't have a bank account?

Unfortunately, we won’t be able to enroll your loan.

What if I don’t have money in my bank account when a debit is scheduled to occur?

If you need to adjust your debit schedule, you can access your account dashboard or call us. If a debit attempt doesn’t go through, we will schedule another transaction to attempt to collect the funds for your payment. We will charge a fee for insufficient funds. We cannot make your payment until we have received the funds.
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